Bad Credit Auto Loans Charlotte

Be Smart. Buy Smart.

Smart Auto Charlotte’s  bad credit auto loans are the answer for credit challenged buyers. Our buy here pay here financing program can get you an auto loan approval for a used car, truck or SUV – even if you have no credit or have experienced bad credit problems in the past.

At Smart Auto Charlotte, we don’t have to shop your car loan request to banks – we are the bank. This helps you in a lot of ways. First, we won’t shop your deal all over town or all over the country to other lenders which can hurt your credit rating if not done within a certain time frame. We also report all of your payments to all three major credit bureaus so that your credit score can really improve. Our credit reporting on your behalf can make a big difference for you.