Bad credit? No credit? Need a used car loan in Charlotte? No problem – we do it all. We are a buy-here, pay-here auto car dealership, which means that all of our used car financing is done with our on lot finance company, Smart Finance. In other words, we are the bank. Even better, we will report all of your payments to all three major credit bureaus. That means, while you pay for your car through our in-house financing program, you have the opportunity to really improve your credit score – that’s Smart.
Smart Auto Charlotte makes the process of getting a bad credit auto loan fast and simple. It begins with an appointment where you tell us about your situation and what you are looking for, and then we get busy meeting your needs. Buy smart at Smart Auto – the smart choice for Cars, Credit & Service.
You can make your used car loan payment to our in-house car financing department in almost any way possible. Whatever works for you. We take cash, credit, debit, check, money orders, all in person or on-line. We also take ACH auto deduction which is the simplest of all methods. You decide – that’s Smart.